Articles
Bryan’s Five Rules for Financial Success
Explore five key principles that may help guide your financial journey—from clarifying your goals to making intentional investment choices. Learn how to align your finances with what matters most.
Retirement Planning Checklist
Retirement is a major milestone. Preparing for this transition requires thoughtful planning to ensure financial security and a fulfilling future. There is more information available than ever for future retirees, making it necessary to filter out noise and get to actionable steps that can add value to your retirement planning process. Here are some things to consider…
Should I Give Money to My Adult Children?
As parents, we often find ourselves pondering the most beneficial ways to support our adult children. Timberchase Financial fields questions about best practices to consider when giving money to them. While the desire to help our children is natural, it is essential to consider the implications of providing financial assistance. This discussion aims to explore the nuances of gifting money to adult children, ensuring that our support fosters independence and harmony within the family.
Values-Based Investing: Advantages and Pitfalls
Values-based investing, such as faith-based investing, impact investing, and socially responsible investing (SRI), has seemed to attract more interest in recent years. While investing with purpose may offer many benefits, there may be potential pitfalls to consider. In this article, Timberchase Financial explores the advantages and potential pitfalls of values-based investing.
Get Ready for the Next Great Recession
The economic events of the past few weeks have centered around tariffs, and there is talk of a recession and its impact on investment returns. There is more talk of short-term pain for long-term gain. Getting an accurate prediction of what will happen is, we believe, a futile exercise. There are four themes we believe can help one navigate and emerge successfully from an economic downturn.
Fidelity 401(k) Breach: A Stark Reminder to Secure Your Accounts Today
As information continues to grow quicker and easier to exchange online, it becomes ever more necessary to secure accounts against unauthorized access by cyberthieves.
Does My Financial Advisor Have a Conflict of Interest?
Managing your money requires a process you can trust. Conflicts in the financial advice industry often arise from situations where financial incentives compromise the process of giving advice that is in your best interest. If you plan to hire a financial advisor, or are currently working with a financial advisor, it is essential to understand whether any conflicts of interest might influence the advice you're receiving.
It’s a New Year: Here’s a DIY Financial Plan Checklist
It seems that everywhere you look – TV, internet, social media – there are ads for all manner of ways to improve your life in the coming year. While you may or may not have New Year’s resolutions, now is a good time to strengthen your financial plan so you are in control of your money. Here is a list of some questions to ask yourself about topics like investments, estate planning, insurance, and taxes:
Elections & the Stock Market
An investor may ask, “Should I move to a more conservative allocation until after the election?” It’s a valid question. However, this question and thought process go against what we believe about the market and historical precedents.
Avoiding Estate Planning Pitfalls
Preserving wealth for future generations is a significant part of the financial planning process. To help you understand common pitfalls and how estate planning can help you avoid them, we’ve compiled a list of top ten mistakes wealthy families sometimes make in estate planning, which may help reduce estate tax considering the gift and estate tax exemption changes coming at the end of 2025.
How the Government Can Subsidize your Charitable Giving
Structuring how you give leads to giving in the most tax-efficient way possible, which in turn benefits both the charitable organizations and your financial goals.
Top Seven Tax Planning Moves to Make Before Year-End
In addition to everything there is to enjoy about this time of year, it is also important to review and implement any tax-planning strategies. While there are many typical year-end and tax reform items to consider and plan for, here are some that stand out…
Is my retirement plan on track, given inflation and talk of a recession?
As you think about ways you plan to enjoy your retirement, whether it is far in the future or just around the corner, it is natural to worry about your money. In times of economic uncertainty, those worries may escalate.
Investing in Retirement
In retirement, as during your working years, a well-constructed investment strategy considers risk, cost, and asset allocation. When you retire, your financial landscape changes, and your investments may need to change with it.
The Informed Investor: Five Key Concepts for Financial Success
Educated investors are more successful investors. We apply an investment methodology based on Nobel Prize research, an approach crafted to optimize your investment portfolio over time.
Using the Tax-Efficiency of an HSA in Your Financial Plan
What if I told you there is a type of account that combines the best tax savings features of various kinds of retirement accounts, enabling you to get triple the tax savings?
Will the SECURE 2.0 Act Impact Your Financial Plan?
SECURE 2.0 builds on the SECURE Act of 2019. This new law includes myriad changes that will impact most people’s financial plan now or in the future. Let’s dive into the most prominent items.
Do I Need a Financial Planner?
Many people, with adequate time, interest, or expertise, can go it alone without professional help, and many people benefit from consulting a professional. Should you meet with a financial planner, or can you go it alone?
Financing Adoption: A Guide for Adopting Families & Their Benefactors
Adoption is a high calling that is exciting but can also be overwhelming. Whether you are a family looking to adopt, you have family or friends adopting, or you just want to help in any way you can, this article is for you.